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True Cost of Loans

Understand what you'll really pay and discover ways to save thousands in interest.

$0

Total you'll pay for a $0 loan

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$0
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0 years

Payment Breakdown Over Time

💡 Strategies to Save Money

See how different approaches can save you thousands

Pay Extra Monthly Add to your payment
Pay Bi-Weekly 26 payments/year
Extra Payment/Year 13 payments total
One-Time Payment Bonus or windfall

Pay Extra Each Month

$100

Pay Bi-Weekly Instead of Monthly

Pay half your monthly payment every two weeks. You'll make 26 payments per year (equivalent to 13 monthly payments).

Make One Extra Payment Per Year

Make 13 payments instead of 12. The extra payment goes entirely toward principal.

Make a One-Time Lump Sum Payment

$5000
Year 1